UPI Autopay

The following payment options related to UPI Autopay are sent in the on_select callback

Collect

"payments": [
    {
        "collected_by": "BPP",
        "type": "PRE_FULFILLMENT",
        "tags": [
            {
                "descriptor": { "name": "Payment Method", "code": "PAYMENT_METHOD" },
                "list": [
                    {
                        "descriptor": { "code": "MODE" },
                        "value": "UPI_AUTOPAY"
                    },
                    {
                        "descriptor": { "code": "AUTH" },
                        "value": "COLLECT"
                    },
                    {
                        "descriptor": { "code": "MANDATE_LIMIT" },
                        "value": "50000"
                    }
                ]
            }
        ]
    }
]

URI

"payments": [
    {
        "collected_by": "BPP",
        "type": "PRE_FULFILLMENT",
        "tags": [
            {
                "descriptor": { "name": "Payment Method", "code": "PAYMENT_METHOD" },
                "list": [
                    {
                        "descriptor": { "code": "MODE" },
                        "value": "UPI_AUTOPAY"
                    },
                    {
                        "descriptor": { "code": "AUTH" },
                        "value": "URI"
                    },
                    {
                        "descriptor": { "code": "MANDATE_LIMIT" },
                        "value": "50000"
                    }
                ]
            }
        ]
    }
]

Existing Mandate

If existing active UPI Autopay mandate is available

"payments": [
    {
        "collected_by": "BPP",
        "type": "PRE_FULFILLMENT",
        "tags": [
            {
                "descriptor": { "name": "Payment Method", "code": "PAYMENT_METHOD" },
                "list": [
                    {
                        "descriptor": { "code": "MODE" },
                        "value": "UPI_AUTOPAY"
                    },
                    {
                        "descriptor": { "code": "AUTH" },
                        "value": "EXISTING_MANDATE"
                    },
                    {
                        "descriptor": { "code": "MANDATE_IDENTIFIER" },
                        "value": "886985"
                    },
                    {
                        "descriptor": { "code": "MASKED_BANK_ACCOUNT_NUMBER" },
                        "value": "********3111"
                    },
                    {
                        "descriptor": { "code": "BANK_ACCOUNT_NAME" },
                        "value": "Harish Gupta"
                    },
                    {
                        "descriptor": { "code": "BANK_NAME" },
                        "value": "ICICI Bank"
                    },
                    {
                        "descriptor": { "code": "MANDATE_LIMIT" },
                        "value": "50000"
                    }
                ]
            }
        ]
    }
]

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Intent/ QR Flow

When URI is selected as AUTH, POA sends the upi uri in the payment url attribute. You can use this uri to generate a QR code in the web browser or open a upi app in the investor's mobile phone.

Collect Flow

For collect flow, POA sends a collect request to the investor's upi vpa and waits for the investor to complete the payment. After the payment is complete, POA will send you an on_status callback with the update status of the payment.

Autopay Limit

In the on_select callback, POA sends the default mandate limit as part of payment object's tag PAYMENT_METHOD.MANDATE_LIMIT. You can send a different limit by updating the tag value in the init call. The value must be less than 100000.